6712 Myrna Drive, Tampa, FL 33619 | 3 Beds + Detached ADU Studio | 2.5 Baths | 1,614 Sq Ft | 3% Assumable VA Loan | 105 Ft Palm River Frontage | Heated Saltwater Pool | Deeded Dock + 14,000 lb Boat Lift | Metal Roof | Impact Windows | No HOA | No CDD A 3% assumable VA loan adds a rare financing opportunity to the waterfront lifestyle at 6712 Myrna Drive, subject to buyer qualification and loan servicer approval. Mornings can begin with coffee overlooking 105 feet of Palm River frontage, afternoons can move between the heated saltwater pool and shaded outdoor spaces, and evenings can wind down beside the river. With direct bay access, a deeded dock, and a 14,000 lb Golden boat lift, getting on the water starts right from home. Set on 0.45 acre, the backyard is made for Florida living. A 2022 wooden patio deck with covered cabana, outdoor bar, and built-in swings creates a gathering place beside the 2021 custom heated saltwater pool with fiber-optic lighting. A second waterside deck with a dining bench beneath shade trees adds another place for morning coffee, outdoor meals, or quiet time by the river. Seller reports the property sits at approximately 13 feet elevation and experienced no floodwater or flood damage anywhere on the property during recent storms. Buyers should independently verify elevation and flood-related information. Inside, a 632 sq ft expansion completed in 2023 created a generous family room that opens through wide glass doors to the rear deck, helping everyday living flow outdoors. Tile and laminate flooring installed in 2020 keep the open floor plan carpet-free. The 2021 remodeled kitchen centers daily life around solid wood cabinetry, granite countertops, a spacious cooking island, and a 2021 appliance suite. Nearby dining space and river sightlines keep the water connected to daily routines. The main-floor primary suite has river views, a walk-in closet, and an en-suite bath with dual sinks, stone countertops, a separate tub, and tile shower with rain head and body sprayers. Two additional bedrooms share a Jack-and-Jill bath with stone counters. The 2020 deeded Wear Deck dock has electric power, fresh water, a fish-cleaning station, and a 14,000 lb Golden boat lift. Seller information confirms direct bay access with navigation under the Maydell Drive Bridge and US 41 Bridge. Buyers should verify bridge clearance and vessel suitability. The detached ADU studio has a private entrance, full bathroom, kitchenette, and dedicated mini-split climate control, creating separate space for guests, extended stays, or a private office. Major improvements include a 2022 metal roof, PGT impact windows in the main house from 2021 and addition from 2023, dual A/C systems from 2020 and 2023, 2020 CPVC plumbing, 2020 water heater, and 2021 aerobic septic system with a new drain field. With no HOA and no CDD, this Tampa waterfront property brings together boating, pool days, outdoor entertaining, flexible guest space, and an assumable 3% VA loan opportunity. ***** WHAT THE SELLER LOVES The best part of living here is how naturally the day moves outside. Morning coffee by the river can turn into pool time, dinner under the covered cabana, or an evening on the waterside deck. Having the dock and boat lift at home makes getting on the water part of everyday life, while the detached studio gives guests or work their own separate space.